In December 2023, when Victor turned 60, he received a letter from AFORE, the government-mandated company that manages pension funds, saying he had nearly $10,000 (USD) in retirement funds!
We began a l-o-n-g series of trips to various offices tracking down different needed paperwork: his official identification number, his tax ID card, opening a bank account, papers only available from one specific distant office, his original birth certificate, his official police record, and more.
Additional time-consuming complications: several times at different agencies, computers were down; several times, he was told the next step would take maybe fifteen days, after we would be back in L.A.; many steps had to be done in person, not online nor by anyone else (such as Victor's niece); because we are married, he had to change his listed beneficiary from his niece to me; some appointments made online disappeared; some of his signed papers had to be sent to Mexico City first; one time when he signed on a computer screen, they said his signature was insufficiently similar to that on his ID, so he had to go get a new ID.
It really did seem like they made up requirements to avoid paying out money.
After he got an initial deposit in his bank account, AFORE said there was some police investigation and Victor began another round of pointless visits to multiple police agencies.
Months went by with no new deposit. When we were next in Mérida, they sent him for another police report. After that, they needed a new bank statement.
Finally, they said deposits would resume in a month, and they did! And they have continued monthly.
WHEW! What an ordeal.























